Author: Buttom Bunner
Published articles: 96
You’ve probably heard that bad credit can ruin your life, and this is totally true. Having credit that is less than stellar is a great way to set yourself up for financial failure in the future. Bad credit can cost you money, and it can even cost you a job. If you haven’t thought about …
Credit card debt is some of the worst debt you can have. It’s dangerous debt for consumers and creditors alike. This is why interest rates on credit cards are so high. The banks who are issuing the cards know that they might lose a customer to bankruptcy, and they charge astronomical interest rates to make …
Credit bureaus are companies that can run a surprisingly large part of your life. They make up your credit score, which can affect your ability to get a job, a mortgage, or a car loan. These companies have all sorts of information on you. They know where you’ve lived since you’ve opened your first piece …
Did you know that one of the worst types of debt is credit card debt? No one really likes to be in debt at all. Student loans, mortgages, and even car loans, though, aren’t nearly as bad as credit card debt. There are several reasons that this type of debt is absolutely the worst type …
Your credit history is basically a summary of your entire financial life up to this point. Until you started taking out credit, you didn’t have a credit history at all. Once you start this, though, you can easily create a bad history for yourself with just a few wrong moves. It’s like a game where …
You’ve probably heard, if you’ve done any research on the subject at all, that you should pull copies of your credit report at least once a year. The truth is, though, that you should actually get a copy of your report from at least one major credit reporting bureau at least once every three months. …
If you know anything about your credit, you probably know that you have three credit cards. This is mainly because credit reporting is an independent, money-making business, and there are three credit bureaus out there that will report your credit for you. These companies are in competition, even though they provide very similar information. Equifax, …
If you’ve recently ordered copies of your credit reports, you may have noticed some funny things. You have three different credit scores, for one thing. There is one score for each of the three major credit reporting companies, Equifax, Experian, and TransUnion. These three companies should, ideally, give you similar credit scores, as their calculation …
Do you have any idea how much a good credit score can impact your life? It can open up job opportunities, make getting a cell phone contract or a new apartment a piece of cake, and even reduce your monthly payments on a car loan or mortgage. If you want good credit, though, there are …
These days, millions of Americans are struggling with bad credit. It’s hard to believe, but a low credit score can be a major lifestyle cramp for many people. It can keep you from getting a home loan or a car loan, and it may even keep you from getting the job you want. Also, a …
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