Author: Buttom Bunner
Published articles: 96
In the past, many credit repair companies and even individuals have used authorized user accounts as a way to fix credit. If one person who had bad credit became an authorized user on another person’s credit card, the credit card owner’s good credit and payment history could pull up the authorized user’s credit score. At …
The FICO score is the most common credit score used by lenders to determine whether they will extend you credit. FICO is named after its developer, the Fair Isaac Company. In January, there were changes made in order to update the credit scoring model. This new model is called FICO 08 and is now used …
Many people aren’t aware of how much their credit score affects their lives until they try to buy a car or get a mortgage. A low credit score can even impact your ability to get a new job! If you’re ready to improve your credit score, one of the best places to start is with …
One of the most annoying and stressful phone calls to receive is one from a debt collector. Everybody dreads this kind of call, and some even stop answering the phone when they don’t recognize the number calling. The calls can become quite harassing, especially when you get an extra pushy collections agent. These types of …
When it comes to an attempt to fix credit problems, there are many tips that can help you. Looking for resources the can offer you tips on credit quick fixes can help you make a big difference in your credit with very little effort. There is even the option of using something like credit repair …
We misplace things all the time. From the television remote to our car keys, things are constantly being moved and temporarily forgotten. When you make a mistake like this, the worst case scenario is usually a few minutes of frustration. When you accidentally leave your wallet on the table in a favorite restaurant or it …
In these trying economic times, many of us have amassed some amount of debt, whether it be smaller and more manageable or so big that you are not quite sure where to begin cleaning it all up. In recent years, there have been many layoffs, failed businesses, and much inflation of the dollar. Our own …
When it comes to understanding credit, there are many resources that can help you. Before you attempt the daunting task of fixing credit, you’ll want to gain at least some understanding of the various things that could have affected your credit, as well as the best ways to fix it. Credit inquiries are something to …
When thinking of all of the ways that your credit score can be improved or made worse, few people give much thought to the inquiries that they perform. While ordering your credit report from one of the major credit bureaus is what is known as a “soft inquiry” and has no negative effects, inquiries made …
Are you one of the millions of Americans with old, negative debt on your credit report? If so, you are certainly not alone. Worse still, many of these people have debt on their reports that simply should not be there. This isn’t just a reference to people who have become the victims of identity theft, …
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